Our Services

We are committed to providing you with the best possible financial service possible.

We Never Charge Closing Costs and there are never any up-front fees

Residential Purchase Money or Refinancing

Whether you are purchasing or refinancing New Construction, Resale Property, Your First Home, or Investment Property, Equity Financial Group can assist you in the option best fitted for your needs. We can fund your real estate needs with numerous and unique mortgage loan plans. From conforming 30-year fixed rates to even lower adjustable mortgage rates, we can assist any buyer with almost any credit rating, up to 100% financing, if qualified. We also have special first-time home buyer programs along with Seller-assisted financing programs and 203k rehab loans.

-We offer:

• Conventional

• FHA

• VA
  

Have equity in your home, don’t really want to use it, but would be nice to access it if you needed, then a HELOC is right for you. A Home Equity Line Of Credit is perfect for the savvy borrower who wants liquid access to what they already own. HELOCs are the perfect way to borrow untapped equity but not pay ridiculous credit card interest rates. Think of it as money when you need it, without the stress of high interest payments.

Our commercial loan division is equipped with access to over a billion dollars in funds. Our commercial division has experts in New Development, 1031 Exchanges, Office, Industrial, and Retail Real Estate, Apartment Complexes, Conduit Financing and SBA-assisted Financing for both Purchasing and Refinancing. With investor loan programs up to 80% financing, and terms over 25 years, Equity Financial can assist even the most confident investor.

Business Lines of Credit
For the business owner that may need quick capital for payroll, taxes, equipment, or other resources, Equity Financial can help with a business line of credit. We have programs for getting unsecured as well as secured financing to assist you in your daily business needs. Typically, we can secure credit lines of up to 10% of your business’s annual gross revenue without much resistance. We can also help secure financing for business growth as well as acquisition. Give us a call to let our business help your business.

Factoring
Equity Financial will buy your receivables to get you cash in your hand quicker than expected. Our underwriting department thoroughly reviews your accounts to determine a value that is acceptable for you. We are not a collection agency, but we will factor your assets without discounting extraordinary loss to you, the consumer. Our niche works well with the self-employed, such as real estate agents, for example, wanting an advance on their commissions. Call us to see if we can help you.